IncluirTec is an agrifintech-as-a-service that enables financial institutions to confidently and profitably serve smallholder farmers and rural productive segments

Through a proprietary alternative credit scoring model and a fully digital lending infrastructure, we help banks, cooperatives, and microfinance institutions evaluate, approve, and manage agricultural loans aligned with each farmer’s real productive capacity and socioeconomic context.

Founded in 2021—and built on more than 20 years of financial technology and onboarding process expertise from its founders—IncluirTec operates in 4 Latin American countries, works with 18 financial institutions, has processed over 100,000 loans, and enabled a USD 200 million loan portfolio, with 97% on-time repayment.

Their work directly contributes to financial inclusion, rural development, and the resilience of food systems across the region.